Difference between revisions of "POC - Business Accounts"
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''The claimant has held a current account with the defendant, conducted on their | ''The claimant has held a current account with the defendant, conducted on their | ||
| − | Standard terms and conditions since (DATE) , The defendant from | + | ''Standard terms and conditions since (DATE) , The defendant from |
| − | (DATE) to present day has applied charges to the claimant account, | + | ''(DATE) to present day has applied charges to the claimant account, |
| − | totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. They have declined to do so.'' | + | ''totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. ''Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New ''Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has ''repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. ''They have declined to do so.'' |
The claimant claims £XXXXX, being the sum unlawfully debited | The claimant claims £XXXXX, being the sum unlawfully debited | ||
Revision as of 16:08, 7 June 2007
Business account claims should omit any reference to consumer law. here is an example of a POC for business accounts
The claimant has held a current account with the defendant, conducted on their Standard terms and conditions since (DATE) , The defendant from (DATE) to present day has applied charges to the claimant account, totaling £XXXXX. The bank's charges are a disproportionate penalty and therefore unenforceable. Penalty charges are irrecoverable at common law. The precedent for this was Dunlop Pneumatic v New Garage [1915] AC 79.along with Murray v. Leisure play [2005] EWCA Civ 963. The claimant has repeatedly asked the bank to refund their charges or offer proof that they are true pre-estimate. They have declined to do so.
The claimant claims £XXXXX, being the sum unlawfully debited
The claimant claims interest pursuant to S69 of the County Courts Act 1984 at the rate of 8% per annum, being the sum of £XXXX
