Difference between revisions of "Debt:: Letter Templates"
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Thank you for your letter dated <span style="color:red">xx/xx/2008</SPAN> the contents of which are noted. | Thank you for your letter dated <span style="color:red">xx/xx/2008</SPAN> the contents of which are noted. | ||
− | In your letter you make reference to requiring my <span style="color:red">signed authorisation /specimen signature** </SPAN> before you comply. I draw your attention to the fact that the Consumer Credit Act 1974 does not require that | + | In your letter you make reference to requiring my <span style="color:red">signed authorisation /specimen signature** </SPAN> before you comply. I draw your attention to the fact that the Consumer Credit Act 1974 does not require that I supply you a copy of my signature before you comply with my <span style="color:red">S77/78** </SPAN> request. |
− | If it is for Data Protection purposes then | + | If it is for Data Protection purposes then I can happily supply you with documentation to substantiate my identity to you. |
− | However please note that to date you have happily sent statements and correspondence containing extensive sensitive private information to my address. I have to ask if you are concerned that you are corresponding with the correct person why has it taken so long to raise this? | + | However please note that to date you have happily sent statements and correspondence containing extensive sensitive private information to my address. I have to ask, if you are concerned that you are corresponding with the correct person, why has it taken so long to raise this? |
As you are aware, disclosing data without adequate checks of identity is contrary to the 7th principal of data protection, listed in schedule 1 of the Data protection Act 1998: | As you are aware, disclosing data without adequate checks of identity is contrary to the 7th principal of data protection, listed in schedule 1 of the Data protection Act 1998: | ||
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<span style="color:red">** Edit as needed </SPAN> | <span style="color:red">** Edit as needed </SPAN> | ||
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== DCA -response to threats of home visits == | == DCA -response to threats of home visits == | ||
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'''2.''' All records you hold on me relevant to this case, including but not limited to: | '''2.''' All records you hold on me relevant to this case, including but not limited to: | ||
− | '''a.''' A transcript of all transactions, including charges, fees, interest, repayments and payments and both the original amount of the loan and any repayments made to | + | '''a.''' A transcript of all transactions, including charges, fees, interest, repayments and payments and both the original amount of the loan and any repayments made to the account. |
'''b.''' Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations | '''b.''' Transcriptions of all telephone conversations recorded and any notes made in relation to telephone conversations |
Latest revision as of 18:34, 7 April 2011
Contents
- 1 Harassment by Telephone - Response Letter
- 2 Credit Reference Agencies - Multiple defaults for same debt.
- 3 DCA - Response to demands after F&FS been accepted
- 4 DCA / Creditor- demand for a specimen signature before complying with S77/78 CCA
- 5 DCA -response to threats of home visits
- 6 DCA - Debt that is already in dispute passed to another DCA
- 7 Request For Information Under Civil Procedure Rules
Harassment by Telephone - Response Letter
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Credit Reference Agencies - Multiple defaults for same debt.
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Make sure you get proof of postage...
DCA - Response to demands after F&FS been accepted
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Make sure you send it special delivery.
DCA / Creditor- demand for a specimen signature before complying with S77/78 CCA
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** Edit as needed
DCA -response to threats of home visits
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DCA - Debt that is already in dispute passed to another DCA
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Request For Information Under Civil Procedure Rules
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